Image Source: Wikipedia We all want financial stability in our family. We all wish for a stable job, stable income, and enough savings to secure our family’s future. But not all people are fortunate enough to invite financial stability in their lives. In fact, there are millions and millions of individuals who are already exhausting their credit limits of their credit cards, taking cash advances from one credit card to make monthly payments on another, getting calls from collection agents about delinquent accounts, and drawing on their savings to cover daily expenses. If you are in any of these situations you know where you are heading. Financial experts have identified many reasons why people fall in to these situations. Common causes of such are: -Spending beyond your means. -Poor management of money and poor financial objectives. -Resorting to loans for every financial dilemma. -Compulsive behavior like addiction to vices, drugs, gambling and sho